Funding Against Property, Construction Loan, Joint Venture, Redevelopment Funding

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Funding Against Property, Construction Loan, Joint Venture, Redevelopment Funding

With the BWG Group mortgage loan, you can borrow as little as Rs. 1 crores to as high as Rs. 500 crores. You may seek the loan either to capitalise and boost your business or for your personal purposes.

BWG Group sanctions loans for purc- hase of residential and commercial properties.

We give loans against residential plots.

You can use rental income to obtain a loan from BWG Group.

We provide products which are tailored to meet your requirements; in addition, insurance options for property are available at competitive and attractive premiums from BWG Group.

BWG Group offers loan against property to individuals and businesses. In order to establish if you meet our loan against property eligibility, we have stipulated simple parameters. You can get a loan against property for business in order to expand capacity or for meeting capital needs of your enterprise. Here are some basic eligibility criteria

Joint Venture in Real Estate

Property acquisition, investment, development and funding often involves collaborative joint ventures (JVs) between a number of parties (property companies, on and off-shore investors, developers, land owners, public sector bodies and funders) who contribute capital, property, resources and skill and share risk. Currently, in Chennai and India, most of the builders/developers prefer Joint Ventures for land development or property redevelopment. This way, they are not constraint or short of funds even if it is a slow or dull market.

Why Joint Venture

As there are good business and commercial reasons to create a joint venture (JV) with a reputed builder that has complementary capabilities and resources, such as expertise in constructions, using latest technology, adequate finance and ability to market the end product faster, joint ventures are becoming an increasingly common way for companies to develop residential, commercial and corporate complexes.

Factors To Be Considered, Screening of prospective builders, Discussions with the prospective builders and inspection of the completed sites. Due Diligence - checking the credentials of the other party ("trust and verify" - trust the information you receive from from the prospective partner, but it's good business practice to verify the facts through interviews with third parties) development of an exit strategy.

Our Vision

AT JointVenturee.COM, We have initiated change to organise real estate market and specially redevelopment market — Change for Quality Living. We want to help India to Live Better. Our vision is to become India’s No#1 Property Joint Venture Company with a presence all over India in 50 Cities and staff strength more than 500.

Our Mission

"To help property/landowners to have quality living via redevelopment or joint venture model, quality living for all"

Advantages of Joint Venture Development

Ensuring appreciation in value

A decision to sell off your property is essentially a decision to cut off the possibility of earning because of land appreciation. Land is a finite resource and in the long run will always appreciate. Hence, the value of your share of shop /office/flat will also appreciate.

Tax benefits for re-investment

Any investment, of the land consideration in retained built space, is exempted from Capital Gains Tax. As against this, outright sale would attract capital gains tax.

Save on Stamp Duty

You save 9% on Stamp and Registration charge in opting to retain flats / offices / shops, since you already own the land. Whereas, if you choose to buy similar property elsewhere it would attract payment of stamp duty amounting to additional 9%.

Keeping your convenience in mind

We will construct the flats/offices/shops to suit your convenience and requirements. We will create an exceptional building with the current best practices and highest specifications, which will make you the proud owner of a branded, landmark building in Chennai.

Creating opportunities for lucrative returns:

Our alliance would bring together your land equity and our brand equity, which in turn will ensure you a premium value for your built-up area as compare to the prevailing market prices.

Chennai’s landowners are sitting pretty as they are now offered an alternate option for joint venture development. It is not the property developers who are innovating this model but a consortium of funds from Japan and Singapore who are offering a new model of residential property development in India across select cities.

The development model provides a comprehensive range of services to landowners. These include funding, development including architecture and approvals, and marketing services. For landowners who are not accustomed to the intricacies of real estate development or financial implications on the development, this option is said to provide an assurance that professionally managed services would be made available.

In what way will this model have an edge over the joint venture development? Under this option, funders will bring with them not just the required expertise to carry out residential development, but additional services like construction finance, architectural expertise, project management team and project marketing. Landowners will just need to oversee the series of developments taking place to transform their raw lands into productive assets.

Construction Finance

Construction Finance is available to developers / builders who have marketable projects / in area of demand.

Types of funding:

Construction funding – financing cost of project

Discounting of receivables towards flats/ apartments already sold or to be sold

Inventory Financing

FEATURES

Loan available to real estate developers / builders

For developing and constructing Residential / Commercial Premises

In Tier 1 / Tier 2 Cities Tailor made offerings to suit customer needs.

Flexible loan repayment terms with Moratorium period for principal and Overdraft facility

Loans amounts ranging from Rs.1 crores to Rs.10 crores

Tenure depending on project details and sales schedule.

BWG Group has a long and successful track record in arranging project finance and project funding in India. BWG Group can be considered as the funding of a single major capital investment with Repayment either largely or exclusively coming from cash flow generated from the project. After completion of asset or project, it starts to generate revenue. Project loan is given by the lending institution or bank to the borrower for the purpose of Business expansion,reconstruction,new venture to achieve certain goal.Project loans are available to
existing or new business for expansion or startup. Project loans are enerally mid or of long term period. BWG Group understands your growing financing needs and provides best corporate solutions. The Rate of interest and other credit facilities are generally based on viability of the project, credibility of borrower, ratings, risk factor Etc. Repayment is also important in project finance due to proper repayment, it increases borrowers ratings too. Generally
repayment of the loans are normally fixed on case to case basis and it depends on project cash flow.Project loans and business loans are two diffrent segments,business loans or business finance are given to existing business units whereas project finance is given to new startups. There are lot of rules and regulations to avail business loans in India.
Our Services
Our services corporate, Institutions, Agriculture, Energy Sectors and
Hospitality sectors. Our services include Business Loan, working
Capital Loan, LAP Set up of new Projects etc;
1.      Project Loan: Interest 9% to 15% P. A. (Tenure up to 10 years).
2.      NPA released based own proposal.
3.      Secured Loan: LAP interest 10% to 12.5% PA (Tenure up to 11 years).
4.      Secured Loan:  Take over loan 10 % to 13% PA. Proposal details
based repayment.
5.      Un Secured Loan: Interest 12% to 24 % PA (Tenure 10 years)
6.      Purchase Loan : Property current market value 75% of the loan loan sanctions.
7.      Foreign Project: Project based on the proposal based requirements
for the appraisal of the property proposals all KYC documents.
8.      Project Loan : Project cost, Project viability, Full projects
details, IT Return and Bank statements.
9.      NPA release : First sanction order copy, date of NPA legal opinion,
valuation of the properties copy, OTS if given.
10.     Secured Loan (LAP) : Full set property documents, legal opinion ,
valuation certificate, all other documents, pertaning to the land and
building. IT Returns, Last 3 years and Bank statements for last 6
months. Sanction order copy and present outstanding.
11.     Foreign Loan : Details of the company application of the funds.
We offer a boaquet of financial products, to our customers through
our branches, our energetic team is always looking to support you as a
friend financier and guide.

Required From Documents
1.      Details of the property.
2.      Sale deed documents.
3.      Latest 14 years E. C.
4.      Revenue Tax Receipt
5.      Location plan & Sketch.
6.      Valuation certificate approval of the valuation.
7.      Property  photographs
8.      Partner ship deed copy.
9.      (P) Ltd Company Memorandum
10.     Business Project Profile
11.     3 years IT Return. Assessment copy to be enclosed.
12.     Latest 1 year Bank Statements
13.     Asset and Liability certificate
14.     Loan Track Statements.
15.     Loan Closing letter.
16.     KYC documents
17.     3 Passport Size Photos.
18.     Current Insurance policy industries and factory.
19.     Company / Firm Registration certificate.
20.     Guarantor KYC documents three passport size photos and Latest 6
months bank statements.

For More detail you can mail us  or Call Us.

Have A Nice Day

Thanking You
With Best Warm Regards
APEX TRADING GROUP, India / UK / USA / HK
B.S.BHANDARI
+91 8652524533 ( India ) ( Call / Whatsapp )
Www.apextradinggroup.wordpress.com
bigbondb@gmail.com / bigbondb@yahoo.com

SKYPE: bhandari777
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